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Disclaimer: PaydayCity is an independent online information, comparison, and loan matching platform. It is not a lender, financial advisor, mortgage broker, or credit counsellor. Completing an application does not guarantee loan approval. All loan amounts, interest rates, APR, fees, and repayment terms are set entirely by the individual matched lender and vary based on province of residence, income, creditworthiness, and other factors. Fast payday loans carry high APRs and are intended for genuine short-term emergency use only. Maximum borrowing costs are regulated provincially — $14–$17 per $100 borrowed depending on province. Matching services may not be available in all provinces. If you are experiencing persistent financial difficulty, free confidential credit counselling is available through the Credit Counselling Society at 1-888-527-8999 or nomoredebts.org. Data cited: Financial Consumer Agency of Canada (FCAC) payday loan research reports.