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PaydayCity.ca is not a direct lender and does not make credit decisions. We connect users with third-party lenders who offer payday loans and other short-term financial products. All loan terms, including interest rates and fees, are set by the individual lenders and may vary based on your application and location.

We do not guarantee approval or loan amounts. Loan availability depends on the lender's criteria, including income, credit history, and other factors.

By using this website, you understand and agree that we are not responsible for any issues related to your loan, including late payments, interest charges, or collections. Please read all loan agreements carefully before accepting an offer.

Loans are not available in all provinces or territories. Payday loans are meant for short-term financial needs and not long-term financial solutions. Please borrow responsibly.

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